Discover the security of Buyer’s Protection Insurance

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What isn't covered?

We won't pay a benefit if you:

  • have not been working for at least six consecutive months at the time you become unemployed
  • become unemployed within 30 days after the date when the policy starts
  • are unemployed for fewer than 30 consecutive days
  • became aware of your impending unemployment before the policy started
  • are engaged in seasonal work, contract work or for a specified task or period and your employment ceases at the end of that season, contract, task or period
  • resign, accept early retirement or you abandon your employment
  • are unemployed due to your deliberate or serious misconduct
  • take part in a criminal activity
  • take part in a strike or a lockout
  • return to gainful occupation
  • are self-employed and your business temporarily stops trading
  • are receiving a monthly benefit for disability
  • become unemployed because you have to provide regular and sustained care to a family member for a disability that occurred in the first 12 months of the start date of the policy, if the family member had symptoms, advice or treatment from a doctor for that disability within 12 months before the policy started.

Continuous and regular employment for salary or wages, including self-employment, a partner in a partnership, full-time, part-time, contract or seasonal worker, or if you are contracted for a specified season, period or task. 

Continuous and regular employment for salary or wages, including self-employment, a partner in a partnership, full-time, part-time, contract or seasonal worker, or if you are contracted for a specified season, period or task. 

Continuous and regular employment for salary or wages, including self-employment, a partner in a partnership, full-time, part-time, contract or seasonal worker, or if you are contracted for a specified season, period or task. 

Any activity or function performed for reward compensation or profit.

You are working in a business and:

  • you have power or control or influence over the business because you own it, or are a major shareholder in the company that owns it, or a partner in the partnership that owns it,
  • you are working for payment or reward, and
  • you are not an employee of another business.

In our reasonable assessment, due to medically diagnosed sickness or injury, you are unable to perform the normal duties of your usual occupation. 

In our reasonable assessment, due to medically diagnosed sickness or injury, you are unable to perform the normal duties of your usual occupation. 

In our reasonable assessment, due to medically diagnosed sickness or injury, you are unable to perform the normal duties of your usual occupation. 


Need to make a claim?

Claim through Latitude Financial Services below.

Download the full GO Mastercard Buyer’s Protection PDS